The program provides curriculum for a degree in Insurance which is especially convenient for people who hold a day job. The studies are concentrated over two days a week – a longer and more concentrated school day (Tuesday), and an additional school day on Friday. The academic year of the program for a B.A. in Insurance is divided into three semesters - Winter semester (A) Spring semester (B) and Summer semester (C). The required classes, the elective classes and the seminars of the curriculum are provided in a semester format and some on a yearly basis. In addition, each student is required to take English for at least one year at his appropriate level. Students who have received in the Psychometric test a score of 134 in English or above, will be exempt from the English class.