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Career as Government Banking Exam

Banking examinations administered by the government of India play an important part in defining the careers of prospective individuals seeking jobs in the banking industry. These tests are intended to attract qualified candidates for various positions in public sector banks, therefore increasing the efficiency and effectiveness of the nation's financial system. In this article, we will look at the relevance, structure, and major components of banking examinations, which serve as entry points to wealthy and prestigious government employment.

Job Profile Description

Organization	Post Name	Job Description
State Bank of India	Probationary Office	Responsible for various banking activities, Customer Services and Branch Operations
	Clerk	Responsible for Customer Interactions, Cash Handling and Account Maintenance
	Circle Based Officer	Responsible for the supervision of the branch as well as Implementing policies and pressure
	Specialist Officer	Specialized roles in areas such as IT, HR, Marketing, law, etc. Expertise in the respective domain also responsible for design and implementation of specialized projects
	Apprentice	Training program, Learning various aspects of banking and Hands on experience in branch operations and service
Institute of Banking and Personnel Selection	Probationary Officer	Responsible for various banking activities and Branch Operations
	Clerk	Responsible for Customer Interactions, Cash Handling and Account Maintenance
	Specialist Officer	Responsible for the supervision of the branch as well as Implementing policies and pressure
	Officer Scale - I II & III	Specialized roles in areas such as IT, HR, Marketing, Law, etc. Expertise in the respective domain also responsible for design and implementation of specialized projects
	Office Assistant	Support in banking activities, Customer service and assistant
Reserve Bank of India	Assistant	Responsible for customer interactions and data entry record maintenance
	Officer (Grade B)	Responsible for various functions in RBI, Monetary policy implementation and financial stability monitoring
	Assistant Manager (Officer Scale - I)	Responsibilities include branch management and implementation of policies and procedures
Indian Post Payment Bank Limited	Assistant Manager	Responsible for customer interaction/handling and data entry record maintenance
Indian Post Payment Bank Limited	Grade B (Manager)	Responsible for Branch Management, Implementation of policies and procedures and Team leadership and supervision
National Bank for Agriculture and Rural Development	Assistant Manager	Responsibilities include various functions related to agriculture and rural development
	Grade B (Manager)	Responsible for overseeing and implementing policies and programs related to agriculture and rural Development
	Specialist Officer	Specialized roles in areas such as IT, HR, Marketing, Law, etc. Expertise in the respective domain also responsible for design and implementation of specialized projects

List of job roles & saleries

Job Title	Avg Salery	Top Company
Probationary Office	INR 23,700 - INR 42,020 (Basic pay, allowances, and other benefits)	State Bank of India
Clerk	INR 11,765 - INR 31,450 (Basic pay, allowances, and other benefits)	State Bank of India
Circle Based Officer	INR 27,620 - INR 42,020 (Basic pay, allowances, and other benefits)	State Bank of India
Specialist Officer	INR 23,700 - INR 42,020 (Basic pay, allowances, and other benefits)	State Bank of India
Apprentice	INR 15,000	State Bank of India
Probationary Officer	INR 23,700 - INR 42,020 (Basic pay, allowances, and other benefits)	Institute of Banking and Personnel Selection
Clerk	INR 11,765 - INR 31,450 (Basic pay, allowances, and other benefits)	Institute of Banking and Personnel Selection
Specialist Officer	INR 23,700 - INR 42,020 (Basic pay, allowances, and other benefits)	Institute of Banking and Personnel Selection
Officer Scale - I	INR 29,000 - INR 33,000 (Approximate, including basic pay and allowances)	Institute of Banking and Personnel Selection
Officer Scale - II	INR 33,000 - INR 39,000 (Approximate, including basic pay and allowances)	Institute of Banking and Personnel Selection
Officer Scale - III	INR 38,000 - INR 44,000 (Approximate, including basic pay and allowances)	Institute of Banking and Personnel Selection
Office Assistant	INR 11,765 - INR 31,450 (Basic pay, allowances, and other benefits)	Institute of Banking and Personnel Selection
Assistant	INR 14,650 - INR 34,990 (Basic pay, allowances, and other benefits)	Reserve Bank of India
Officer (Grade B)	INR 35,150 - INR 62,400 (Basic pay, allowances, and other benefits)	Reserve Bank of India
Assistant Manager (Officer Scale - I)	INR 28,150 - INR 55,600 (Basic pay, allowances, and other benefits)	Reserve Bank of India
Assistant Manager	INR 23,700 - INR 42,020 (Basic pay, allowances, and other benefits)	Indian Post Payment Bank Limited
Grade B (Manager)	INR 31,705 - INR 45,950 (Basic pay, allowances, and other benefits)	Indian Post Payment Bank Limited
Assistant Manager	INR 28,150 - INR 55,600 (Basic pay, allowances, and other benefits)	National Bank for Agriculture and Rural Development
Grade B (Manager)	INR 35,150 - INR 62,400 (Basic pay, allowances, and other benefits)	National Bank for Agriculture and Rural Development
Specialist Officer	INR 35,150 - INR 62,400 (Basic pay, allowances, and other benefits)	National Bank for Agriculture and Rural Development

Purpose

Banking examinations are an important part of the recruiting process for public sector banks, including significant players like the State Bank of India (SBI), the Institute of Banking Personnel Selection (IBPS), and the Reserve Bank of India. These tests are designed to discover and select people who possess the necessary skills, knowledge, and aptitude to contribute to the dynamic and complicated profession of banking.

Eligibility

Organization	Post Name	Eligibility
State Bank of India	Probationary Office	Nationality: Indian
		Age : 21 to 30 Years (Relaxation in upper age limit for reserved categories
	Clerk	Nationality: Indian
		Age : 20 to 28 Years (Relaxation in upper age limit for reserved categories
	Circle Based Officer	Nationality: Indian
		Age : 21 to 30 Years (Relaxation in upper age limit for reserved categories
	Specialist Officer	Nationality: Indian
		Age varies on based on the specific SO Category
	Apprentice	Nationality: Indian
		Age : 20 to 28 Years (Relaxation in upper age limit for reserved categories
Institute of Banking and Personnel Selection	Probationary Officer	Nationality: Indian
		Age : 20 to 30 Years (Relaxation in upper age limit for reserved categories
	Clerk	Nationality: Indian
		Age : 20 to 28 Years (Relaxation in upper age limit for reserved categories
	Specialist Officer	Nationality: Indian
		Age varies on based on the specific SO Category
	Officer Scale - I	Nationality: Indian
		Age : 20 to 30 Years (Relaxation in upper age limit for reserved categories
	Officer Scale - II	Nationality: Indian
		Age varies on based on the specific SO Category
	Officer Scale - III	Nationality: Indian
		Age : 20 to 30 Years (Relaxation in upper age limit for reserved categories
	Office Assistant	Nationality: Indian
		Age : 20 to 28 Years (Relaxation in upper age limit for reserved categories
Reserve Bank of India	Assistant	Nationality: Indian
		Age : 20 to 28 Years
	Officer (Grade B)	Nationality: Indian
		Age : 20 to 30 Years
	Assistant Manager (Officer Scale - I)	Nationality: Indian
		Age : 21 to 30 Years
Indian Post Payment Bank Limited	Assistant Manager	Nationality: Indian
		Age : 20 to 30 Years
	Grade B (Manager)	Nationality: Indian
		Age : 23 to 35 Years
National Bank for Agriculture and Rural Development	Assistant Manager	Nationality: Indian
		Age : 21 to 30 Years
	Grade B (Manager)	Nationality: Indian
		Age varies on based on the specific Grade B post
	Specialist Officer	Nationality: Indian
		Age varies on based on the specific SO Category

Qualification

Organization	Post Name	Qualification
State Bank of India	Probationary Office	Graduation in any discipline from a recognized university
		Final year students can also apply
	Clerk	Graduation in any discipline from a recognized university
		Final year students can also apply
	Circle Based Officer	Graduation in any discipline from a recognized university
		Minimum 2 years of experience as an officer in any Scheduled Commercial Bank or any Rural Bank of India
	Specialist Officer	Graduation in any discipline from a recognized university
		Qualification varies based on the specific SO category, General candidates should have relevant professional qualification in the respective field
	Apprentice	Graduation in any discipline from a recognized university
		Final year students can also apply
Institute of Banking and Personnel Selection	Probationary Officer	Graduation in any discipline from a recognized university
		Final year students can also apply
	Clerk	Graduation in any discipline from a recognized university
		Final year students can also apply
		Proficiency in the local language of the state for which the candidate is applying
	Specialist Officer	Qualification varies based on the specific SO category, General candidates should have relevant professional qualification in the respective field
	Officer Scale - I	Graduation in any discipline from a recognized university
		Proficiency in the local language of the state/UT
	Officer Scale - II	Graduation in any discipline from a recognized university
	Officer Scale - III	Graduation in any discipline from a recognized university
	Office Assistant	Proficiency in the local language of the state for which the candidate is applying
		Graduation in any discipline from a recognized university
Reserve Bank of India	Assistant	Bachelor's Degree with a minimum of 50% marks (pass class for SC/ST/PWD candidates) in the aggregate and the knowledge of word processing on a PC.
		Basic knowledge of computer is a must
		Proficiency in the local language of the state/UT
	Officer (Grade B)	A minimum of 60% marks (50% for SC/ST/PWD candidates) or an equivalent grade in Bachelor's degree, as well as in 12th (or Diploma or equivalent) and 10th standard examinations
		Minimum of 3 years of work experience as an officer in a bank or financial institution is also required for direct recruitment from officers' cadre
		Proficiency in the language of the state/UT
	Assistant Manager (Officer Scale - I)	A minimum of 60% marks (50% for SC/ST/PWD candidates) or an equivalent grade in Bachelor's degree, as well as in 12th (or Diploma or equivalent) and 10th standard examinations
		Relevant work experience is required, which may vary based on the specific department or function
		Proficiency in the language of the state/UT
Indian Post Payment Bank Limited	Assistant Manager	A candidate must possess a Bachelor's degree from a recognized university with a minimum of 60% marks (55% for SC/ST/PWD candidates) or an equivalent grade.
		Basic knowledge of computer is essential
		Proficiency in the language of the state/UT
	Grade B (Manager)	A candidate must possess a Bachelor's degree from a recognized university with a minimum of 60% marks (55% for SC/ST/PWD candidates) or an equivalent grade.
		Minimum 5 years of experience in the relevant field is required. Experience may vary based on the specific department or function.
		Proficiency in the language of the state/UT
		Basic knowledge of computer is essential
National Bank for Agriculture and Rural Development	Assistant Manager	A candidate must possess a Bachelor's degree in any discipline from a recognized university with a minimum of 50% marks (45% for SC/ST/PWD candidates) or an equivalent grade.
		Some specific posts may require additional qualifications.
	Grade B (Manager)	A candidate must possess a Bachelor's degree in any discipline from a recognized university with a minimum of 60% marks (55% for SC/ST/PWD candidates) or an equivalent grade.
		Additional qualifications may be required based on the specific post.
	Specialist Officer	Educational qualifications vary based on the specific Specialist Officer post.
		Relevant experience and skills in the respective field may be required.

Syllabus

Organization	Job Posts	Syllabus
State Bank of India	SBI PO	Quantative Aptitude, Reasoning Ability, English Language, General Awareness
	SBI Clerk
	SBI Apprentice
	SBI CBO	Domain Knowledge, Quantative Aptitude, Reasoning Ability, English Language
	SBI SO	Professional Knowledge, Reasoning Ability, Quantative Aptitude, English Language, General Awareness

Institute of Banking Personnel Selection	IBPS PO	Quantative Aptitude, Reasoning Ability, English Language, General Awareness
	IBPS Clerk
	IBPS RRB Clerk
	IBPS Scale I - III
	IBPS SO	Professional Knowledge, Reasoning Ability, Quantative Aptitude, English Language, General Awareness

Reserve Bank of India	RBI Assistant	English Language, Quantative Aptitude, Reasoning Ability, General Awareness
	RBI Office Attendant
	RBI Grade B	Economic & Social Issues, Finance & Management, English Language, Quantative Aptitude, Reasoning Ability, General Awareness

India Post Payments Bank Limited	IPPB Assistant Manager	English Language, Quantative Aptitude, Reasoning Ability, General Awareness

National Bank for agriculture and Rural Development	NABARD	English Language, Quantative Aptitude, Reasoning Ability, General Awareness
	NABARD Grade B
	NABARD SO	Professional Knowledge, Reasoning Ability, Quantative Aptitude, English Language, General Awareness

Exam Pattern

Organization	Job Profile	Exam Pattern
State Bank of India	SBI PO	Prelims
		Mains
		Interview
	SBI Clerk	Prelims
		Mains
		Local Language Proficiency Test
	SBI CBO	Online Written Test
		Screening
		Interview
	SBI SO	Online Written Test
		Interview
	SBI Apprentice	Online Written Test
		Test of local language
		Medical Exam
Institute of Banking Personnel Selection	IBPS PO	Prelims
		Mains
		Interview
	IBPS Clerk	Prelims
		Mains
	IBPS SO	Prelims
		Mains
		Interview
	IBPS RRB PO	Prelims
		Mains
		Interview
	IBPS RRB Clerk	Prelims
		Mains
Reserve Bank of India	RBI Assistant	Prelims
		Mains
		Language Proficiency Test
	RBI Grade B	Prelims
		Mains
		Interview
	RBI Office Attendant	Competitive Online Test
		Language Proficiency Test
India Post Payments Bank Limited	IPPB Assistant Manager	Prelims
		Mains
		Interview
National Bank for agriculture and Rural Development	NABARD	Prelims
		Mains
		Interview
	NABARD Grade B	Prelims
		Mains
		Interview

Selection Criteria

Organization	Job Posts	Selection Criteria
State Bank of India	SBI PO	Preliminary Exam - Main Exam - Group Discussion - Interview - Final selection
	SBI Clerk	Preliminary Exam - Main Exam - Group Discussion - Language Proficiency Test - Final selection
	SBI CBO	Shortlisting based on the applications - Written Examination - Interview - Final Selection
	SBI SO	Written Examination (for some posts) - Interview - Final Selection
	SBI Apprentice	Written Examination - Local Language Test (for some tests) - Final Selection

Institute of Banking Personnel Selection	IBPS PO	Preliminary Exam - Main Exam - Interview
	IBPS Clerk	Preliminary Exam - Main Exam - Local Language Proficiency Test
	IBPS SO	Preliminary Exam (for some posts) - Main Interview - Interview
	IBPS Scale I	Preliminary Exam (for some RRBs) - Main Exam - Interview
	IBPS Scale II	Single Online Exam (for some RRBs) - Interview
	IBPS Scale III	Single Online Exam (for some RRBs) - Interview
	IBPS Office Attendant	Preliminary Exam - Main Exam - Local Language Proficiency Test

Reserve Bank of India	RBI Assistant	Preliminary Exam - Main Exam - Local Language Proficiency Test
	RBI Grade B Officer	Preliminary Exam - Main Exam - Interview
	RBI Office Attendant	Preliminary Exam - Main Exam - Interview

India Post Payments Bank Limited	IPPB Assistant Manager	Preliminary Exam - Main Exam - Interview

National Bank for agriculture and Rural Development	NABARD	Preliminary Exam - Main Exam - Interview
	NABARD Grade B	Preliminary Exam - Main Exam - Interview
	NABARD SO	Selection criteria may vary depending on the specific role and the requirements. Typically includes written exams interviews and/or other assessment methods.

Frequency

The frequency of government banking examinations varies according to the conducting authority and the test. Here's an overview of the frequency of some of India's important banking exams:

1. SBI Probationary Officer (PO) Exam: The SBI PO exam is typically conducted once a year, although the frequency may vary based on the bank's requirements.

2. SBI Clerk (Junior Associate) Exam: Similar to the SBI PO exam, the SBI Clerk exam is generally conducted once a year, although occasional variations may occur.

3. IBPS Probationary Officer (PO) Exam: The IBPS PO exam is conducted once a year by the Institute of Banking Personnel Selection (IBPS).

4. IBPS Clerk Exam: The IBPS Clerk exam is also conducted once a year by IBPS.

5. RBI Grade B Officer Exam: The RBI Grade B Officer exam is typically conducted once or twice a year by the Reserve Bank of India (RBI), depending on the vacancies and organizational requirements.

6. RBI Assistant Exam: The RBI Assistant exam is conducted periodically based on the vacancies announced by RBI.

7. NABARD Grade A and Grade B Officer Exam: The NABARD Grade A and Grade B Officer exams are conducted separately by the National Bank for Agriculture and Rural Development (NABARD), usually once a year.

8. Other Exams: Exams conducted by other banks and financial institutions such as Indian Bank, Canara Bank, Bank of Baroda, etc., may have varying frequencies based on their recruitment needs.

It is crucial to note that these frequencies are subject to vary based on decisions made by the individual banking authorities as well as demand for banking sector recruiting. Candidates interested in taking these tests should visit the conducting authorities' official websites on a frequent basis to stay up to speed on exam schedules and other information.